Loan Types

We’re here to serve you with the right lending solution to fit your needs. NJSPBAFCU will help you find the right loan option to finance the things you need, and we offer our members competitive rates. No matter which type of loan you’re looking for, NJSPBAFCU makes the application process fast and easy. Contact us to find out more about how we can help you, or apply for a loan online.

(You must be a Member before applying for a loan.)

PERSONAL/SIGNATURE LOANS

With lower rates than most credit cards, you can borrow the money you need for whatever you need it for. Your next vacation, paying down high-interest-rate credit cards, or purchasing equipment is just a few clicks away.

REVOLVING LINE OF CREDIT LOANS

A quick and convenient way for you to obtain a loan when you need it, a revolving line of credit provides an ongoing, flexible source of funds, as well as low-cost checking overdraft protection.

You may take out several different loans (called “advances”) under the line.
The amount of credit available to you will replenish as you pay down your outstanding balance.
Interest does not accrue until the credit line is advanced.

CAR LOANS (NEW & USED)

Our auto loans come with:

Affordable payment options with low-interest rates
Terms available up to 72 months
Convenient online loan application
Please call us at (732) 456-7965 to schedule an appointment with a loan specialist and/or to inquire about the status of your application.